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Bankruptcy is a process...Not the end.

Providence Foreclosure Defense Lawyer

Responding to the Complaint for Foreclosure

If you are in a situation where you have fallen behind on your mortgage payments and are not sure what to do, your best option is to contact a foreclosure defense attorney to help you through the process. If there is a possibility of your losing your home to foreclosure, you must act quickly to handle the situation and do something about it. Foreclosure can be stopped, but there are time limits on many of the actions taken by lenders once you become late on your mortgage. If you are to succeed in delaying the action, you must take swift action.

Most lenders will begin official foreclosure proceedings after you are 3 to 4 months behind on your payments. You may be threatened in letters with foreclosure, but the official proceedings will not begin until they actually turn it over to an attorney to begin the paperwork. Once the foreclosure paperwork is begun in the court system, by the filing of the Complaint against you showing that you have failed to pay, then you have 20 days to respond to it in order to prevent sale proceedings. Our office can file a response for you within that time period, allowing us additional time to negotiate with the lenders on your behalf.

Fighting For Your Home

At BK Law Group PC, we believe in working hard to help you keep your home. There are many actions that can be taken to avoid the legal process and the pain you will face when losing your home. Most banks will not accept partial payments from you once you get behind on your monthly mortgage, and will demand the entire back balance owed, plus penalties, before postponing any type of legal action. Any offers they make you to get current usually involve an amount of money you aren’t able to work with. Attorney Balser knows the mortgage industry and how they operate. With our dedicated and caring assistance, we can review all of your legal options to avoid the foreclosure process and get you a handling that will allow you to keep your home with a payment plan you can live with.

You must act quickly to respond to any notice of foreclosure. Don’t delay, contact a Massachusetts and Rhode Island Foreclosure Defense Lawyer today.