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Rhode Island Avoiding Foreclosure Lawyer

Providence Home Foreclosure Defense Attorney

A large number of Americans find themselves falling behind on their mortgage payments and facing foreclosure due to these hard economic times. Many of the reasons for these mounting foreclosures are due to loss of jobs, unexpected expenses such as medical bills or accidents, or an adjustable rate mortgage that triggered a high interest rate, increasing the monthly mortgage payments to unacceptable levels. If you find yourself in this position, you should be aware that there are alternatives to foreclosure. With the legal advice from a knowledgeable Massachusetts loan modification attorney, the right option for you can be determined.

When you meet with the Foreclosure Defense attorneys at BK Law Group PC, you will find a caring and dedicated loan modification lawyer who has been helping the residents of Massachusetts and Rhode Island for over 20 years. Attorney Balser is well known to her clients as “My Home Saviour” due to the many homes she has helped save from foreclosure. She will work diligently on your behalf to do whatever it takes to save your home through whatever options you legally qualify for, or provide you with alternatives that will serve your best interests.

Ways to Avoid Foreclosure

There are a number of methods to use to avoid foreclosure, depending on your circumstances and what you wish to accomplish. If you are trying to save your home from foreclosure and wish to remain in it, a loan modification is likely your best option. When faced with other pressing debts, a Chapter 13 bankruptcy will allow you to possibly keep your home while restructuring your debt. If you find that you can no longer afford your home and need to give it up, but are trying to avoid the foreclosure from affecting your credit, your best choice may be a short sale or even a deed in lieu of foreclosure. There is also the option of determining whether your rights have been violated in the Truth in Lending Act, a method where your attorney can carefully review your loan documents to determine if any violations occurred. If so, you may have a legal case that could affect your loan contract.

The best way to determine the right option for you is to meet with Attorney Balser at a free initial consultation. She will be happy to listen to your situation and recommend the appropriate action to avoid a foreclosure.

If you or someone you knows is trying to avoid foreclosure, contact an Attleboro Foreclosure Defense Attorney from the Law Office of Gail Balser to discuss your situation.